Retirement & NPS Planning
Build a retirement corpus that gives you a steady, inflation-adjusted income for life.
Retirement is the single largest goal most people will ever fund — and the one with the least margin for error. We project the corpus you will need, accounting for inflation and rising life expectancy, and build a disciplined accumulation plan spanning mutual funds, the National Pension System (NPS) and other retirement products.
As retirement approaches, we shift focus from growth to income — designing a withdrawal strategy (including Systematic Withdrawal Plans and annuities) that makes your money last as long as you do, while keeping it tax-efficient at every stage.
Talk to a certified JMD Invest advisor to understand how Retirement & NPS Planning fits into your personal financial plan — the first consultation is always free and without obligation.
Key Features
- ✓Realistic corpus projection factoring in inflation
- ✓NPS — extra ₹50,000 deduction under 80CCD(1B)
- ✓Tax-efficient accumulation and withdrawal
- ✓Income-for-life withdrawal strategy
Benefits
- ★Lifetime retirement planning
- ★NPS setup and ongoing management
- ★Tax-efficient withdrawal design