About JMD Invest
A relationship-led financial advisory built on trust, certified expertise and over 15 years of experience.
From a single advisor to a family's financial home.
JMD Invest operates under JMD Associates, founded in 2009 in Chandigarh with a simple conviction: that honest, jargon-free financial advice should be within every Indian's reach. Too many people were being sold products instead of solutions — and too many dreams were being delayed because of it.
Today we serve hundreds of families across India — managing their mutual funds, insurance, demat and retirement under one trusted roof. We are AMFI-certified (ARN-342854, Partner Code 97688), IRDA-licensed, and an authorised partner of Master Trust for BSE and NSE depository services. From your first SIP to your retirement income, we are the one team that grows with you.
Rajesh Kumar, Founder
Advice built on trust, not commissions.
"I founded JMD Invest in 2009 with one belief: that honest, jargon-free financial advice should be within everyone's reach. Too many Indians were being sold products instead of solutions — and too many dreams were being delayed because of it.
Today, my team and I serve hundreds of families across India. We are AMFI-certified, IRDA-licensed and an authorised partner of Master Trust for BSE and NSE depository services. But what I'm proudest of isn't a certification — it's the trust of clients who've stayed with us for a decade and more, and who now bring their children to plan their first SIP."
Mission, vision & values
Our Mission
To make financial planning simple, transparent and empowering for every Indian family we serve.
Our Vision
To be the most trusted financial partner in the region — the first name that comes to mind when someone says "investing".
Our Values
Honesty over commissions. Patience over speculation. A relationship over a transaction — always.
Regulated & Registered With
Certified, dedicated, here for you
Rajesh Kumar
Founder & Principal Advisor
AMFI-certified (ARN-342854, Partner Code 97688) and IRDA-licensed advisor with 15+ years of experience. Rajesh founded JMD Invest in 2009 to make honest, jargon-free financial advice available to every Indian family.
Priya Sharma
Senior Insurance Advisor
IRDA-licensed with over a decade of experience across life, health and general insurance. Priya helps families size their cover correctly and supports them at every claim.
Rohan Gupta
Investment Strategist
NISM-certified and specialising in goal-based mutual fund portfolios and retirement planning. Rohan designs and rebalances client portfolios to match each life goal.
Anjali Mehta
Client Relationship Head
Your single point of contact for onboarding, reviews and day-to-day service. Anjali ensures every client receives personalised attention and timely portfolio reviews.
What our clients say
"JMD Invest restructured my portfolio in 2019 and it has outperformed my expectations. The advice is honest and the team genuinely cares."
"I had no idea about mutual funds before. Rajesh ji explained everything patiently. Started with a ₹5,000 SIP — now my portfolio has crossed 10 lakhs."
"Best financial advisor I have worked with. They handle my insurance, MFs and demat — one team, complete trust."
"Got a great term insurance policy at 30% lower premium than what my company offered. Thank you JMD team!"
"They built a retirement portfolio that gives me steady monthly income. Highly recommended for senior citizens."
"I never thought I could invest. JMD made it simple — even taught me how to track my MFs on the app."