HDFC ERGO Optima Secure
HDFC ERGO
HDFC ERGO Optima Secure from HDFC ERGO covers hospitalisation, day-care procedures and pre/post-hospitalisation expenses, with cashless settlement at thousands of network hospitals across India. We help you size the sum assured correctly, understand waiting periods, and add restoration or super top-up riders that meaningfully strengthen your cover — and we stand by you at claim time.
Key Features
- ✓Cashless treatment at 10,000+ hospitals
- ✓Pre & post-hospitalisation cover
- ✓Restoration & super top-up options
- ✓Annual health check-ups
Eligibility
- →Age 18–65 years
- →Valid KYC documents (PAN & Aadhaar)