Your trusted partner in wealth & protection
Mutual funds, wealth management, insurance and depository services — guided by AMFI-certified, IRDA-licensed advisors. One trusted team, from your first SIP to a comfortable retirement.
Protect What You Love
Life, health, term & general insurance from India's most trusted insurers — benchmarked on claim records, not commissions.
Trade on BSE & NSE with confidence
Open a free demat account with Master Trust, registered under BSE & NSE. Research, advisory and fast platforms included.
Book a Free Consultation
A certified advisor will call you within 24 hours.
Regulated, Registered & Trusted
Four pillars of your financial life
A complete financial hub under one trusted roof — invest, protect, trade and grow, all guided by a single, dedicated advisor.
Mutual Funds
Smart, goal-based investment planning through SIPs & lumpsum across equity, hybrid and debt funds from India's leading AMCs.
Wealth Management
Holistic portfolio design, retirement & tax planning, and disciplined rebalancing — so your wealth grows steadily toward every life goal.
Insurance
Life, health and general insurance chosen for genuine protection — benchmarked on claim records, not commissions.
Depository Services
Open and manage a free Demat account with Master Trust, registered under BSE & NSE — invest in equities, F&O and more.
Not just advisors — your long-term wealth partners.
JMD Invest (JMD Associates) is an AMFI-certified, IRDA-licensed financial advisory helping Indian families invest, protect and grow their wealth with confidence — since 2009.
Certified Expertise
AMFI, IRDA and NISM-qualified advisors with 15+ years of hands-on experience across every market cycle.
Advice, Not Sales Pitches
We translate the fine print into clear decisions. You’ll never be pushed into a product — only ever guided toward your goals.
One Dedicated Advisor
A named professional who knows your family, your goals and your plan — and stays with you for the long term.
Everything Under One Roof
Mutual funds, insurance, demat, retirement and tax planning — coordinated by a single, trusted team.
Years of trusted wealth advisory
Assets under advisory
Families served across India
AMC, insurer & exchange partners
Rajesh Kumar, Founder
Advice built on trust, not commissions.
"For over fifteen years, my team and I have helped families across India cut through the noise and invest with confidence. We don't chase trends or push products — we build relationships and plans that stand the test of time. When you succeed, so do we."
Three simple steps to start investing
Connect
Call, WhatsApp or fill the form. We listen to your goals, income and concerns — no jargon, no pressure.
Get Your Plan
Receive a written, goal-based plan with the right mix of mutual funds, insurance and protection.
Invest & Grow
We execute, monitor and rebalance. You track everything in one view, with a named advisor on call.
Protect what matters most
Term, health, life and general cover — benchmarked on claim records and sized to your real needs.
Plan with our financial calculators
Trusted by families across India
"JMD Invest restructured my portfolio in 2019 and it has outperformed my expectations. The advice is honest and the team genuinely cares."
"I had no idea about mutual funds before. Rajesh ji explained everything patiently. Started with a ₹5,000 SIP — now my portfolio has crossed 10 lakhs."
"Best financial advisor I have worked with. They handle my insurance, MFs and demat — one team, complete trust."
"Got a great term insurance policy at 30% lower premium than what my company offered. Thank you JMD team!"
"They built a retirement portfolio that gives me steady monthly income. Highly recommended for senior citizens."
"I never thought I could invest. JMD made it simple — even taught me how to track my MFs on the app."
Learn before you invest
5 Mistakes First-Time SIP Investors Make
Starting an SIP is easy. Sticking to it is hard.
Term vs Whole Life Insurance — Which Should You Buy?
The single most important decision in life insurance.
Section 80C: The 7 Best Tax-Saving Investments in 2026
ELSS, PPF, NPS — what really beats inflation.
JMD Invest operates under JMD Associates and has been serving investors since 2009 — over 15 years of trusted, relationship-led financial advisory from our office in Sector 9, Chandigarh.
Yes. We are AMFI-certified mutual fund distributors (ARN-342854, Partner Code 97688), IRDA-licensed insurance advisors, and an authorised partner of Master Trust — a SEBI-registered depository participant of BSE and NSE. Every recommendation we make is fully compliant and documented.
Your first consultation is completely free and without obligation. We are typically remunerated by the product manufacturers (AMCs, insurers) through commissions that are disclosed transparently — there are no hidden charges and no surprises.
You work with a dedicated advisor — beginning with our founder, Rajesh Kumar — who understands your goals and stays with you for the long term. You will always have a named person to call.
Most mutual funds accept SIPs starting from just ₹500 a month, and some from ₹100. The right starting amount is whatever fits comfortably within your monthly budget.
Equity funds held for over a year are taxed at 12.5% on long-term gains above ₹1.25 lakh; short-term gains are taxed at 20%. Debt and hybrid funds are taxed according to their holding period and composition. We help you plan every investment with its tax outcome in mind.